HRD Claims helps individuals navigate complex insurance claims — from start to payout. No jargon, no runaround. Just expert support every step of the way.
We handle the full breadth of personal insurance claims — fighting your corner so you receive what you're rightfully owed.
Fire, flood, storm damage, escape of water, theft, and subsidence claims managed from first notification through to settlement.
Road traffic accidents, uninsured driver claims, theft, and total loss disputes. We ensure fair market valuations.
Critical illness, income protection, terminal illness, and life policy benefit claims handled with sensitivity and expertise.
Trip cancellations, medical emergencies abroad, lost luggage, and delayed departure claims processed efficiently.
Self-employed and small business claims for loss of income, closures, and operational disruption due to insured events.
If your insurer has rejected or underpaid your claim, we challenge the decision and pursue the right outcome for you.
From your first call to final payment — a clear, simple process with no surprises.
Tell us about your claim in a no-obligation call. We assess your case and explain your options — completely free.
Our team gathers evidence, reviews your policy, and prepares a robust claim on your behalf.
We deal directly with your insurer, pushing back on any lowball offers until we reach the settlement you deserve.
Once settled, funds are paid directly to you. Our fee is only deducted from a successful outcome.
Unlike insurer-appointed loss adjusters, HRD Claims is 100% on your side — with the experience to prove it.
Our team includes former insurance professionals who know exactly how insurers operate — and how to counter them.
You pay nothing unless we win. Our interests are directly aligned with yours — we only succeed when you do.
We handle every aspect of your claim, from paperwork and evidence to insurer negotiations and disputes.
Regular updates throughout — you'll always know where your claim stands, with a dedicated contact available to you.
Real stories from real people — see why thousands trust HRD Claims.
"My insurer rejected my flood claim twice. HRD Claims took it on, fought back, and got me £18,500. I honestly didn't think it was possible. Cannot recommend them highly enough."
"After my car was written off, the insurer offered me far less than it was worth. HRD stepped in and recovered an extra £4,200. The whole process was completely hassle-free."
"Dealing with a critical illness claim while being unwell was incredibly stressful. HRD handled everything. They were kind, professional, and got my full benefit paid within six weeks."
Everything you need to know before getting started.
Tell us about your claim and a specialist will be in touch within one business day.